Public Liability

Public Liability insurance is designed to indemnify an insured (a business) in respect of claims from members of the public or companies that may suffer due to the insured company’s negligence or that of their employees. Cover is in respect to damages, as well as costs and expenses of litigation incurred in the event of a claim against the insured for injury or damage to property.

The most common types of claims:

  • slips, trips and falls.
  • stress and anxiety, due to hold ups, elevator malfunction, etc.
  • falling objects, i.e. striking against or struck by.

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